商（查成交價|參配|優(yōu)惠政策）業(yè)險險別險別名稱保險金額/賠償限額(元（查成交價|參配|優(yōu)惠政策）)基準(zhǔn)保費(元)保費(元)車輛損失險77,220.001,409.35937.23商業(yè)第三者責(zé)任保險1,000,000.002,052.001,364.58全車盜搶險66,563.64396.21263.48司機座位責(zé)任險50,000.0089.2559.35乘客座位責(zé)任險4*50,000.00170.00113.05玻璃單獨破碎險國產(chǎn)131.2787.29自燃損失險66,563.64113.1675.25不計免賠率特約條款(車輛損失險)0.00211.40140.58不計免賠率特約條款(商業(yè)第三者責(zé)任保險)0.00307.80204.69不計免賠率特約條款(全車盜搶險)0.0079.2452.69不計免賠率特約條款(車上人員責(zé)任險)0.0038.8925.86附加險不計免賠率特約條款0.0018.9412.60倒車鏡、車燈單獨損壞險國產(chǎn)13.138.73合計5,030.643,345.38交強險險別險別名稱保險金額/賠償限額(元)基準(zhǔn)保費(元)保費(元)死亡傷殘110,000.00475.00475.00醫(yī)療費用10,000.00285.00285.00財產(chǎn)損失2,000.00190.00190.00合計950.00950.00總共4655...第三年保險.第二年出過一次險。倒車鏡、車燈單獨損壞險國產(chǎn)有沒必要買？